111 West   Monroe

Chicago, IL 60603

(312) 461-2121

ASSETS:  $58.6 billion*

NUMBER OF EMPLOYEES: Approximately 7,000*

MANAGEMENT TEAM:

4   Bill Downe, Deputy Chairman, BMO Financial Group, Head of U.S.Businesses

4    Frank Techar, President and Chief Executive Officer, Harris N.A.

4    Charlie Piermarini, President and Chief Executive Officer, Harrisdirect

4    Graham Parsons, Executive Vice President, Global Head of Private Banking

4    Yvan Bourdeau, President and Chief Operating Officer, Investment Banking Group

Harris is an integrated financial service organization providing more than 1.5 million personal, business, corporate and institutional clients with banking, lending, investing and financial management solutions.

The community banking network of Harris includes 171 full-service locations throughout Chicagoland, 19 branches in Northwest Indiana and more than 500 ATMs network-wide.

Harrisdirect is a leading provider of direct investing and investment advisory services to informed investors with long-term financial goals as well as third-party brokerage services to institutional clients. Harrisdirect   has 430,000** active accounts and more than $32 billion** in assets under administration.

Harris Private Bank is a trusted advisor offering customized banking and lending, financial planning, trust and estate administration, wealth transfer and family office services and includes Harris myCFO Inc. and Sullivan, Bruyette, Speros & Blayney Inc. Harris Private Bank has nearly 30 locations in eight states.

Harris Nesbitt is a premier mid-market corporate and investment bank delivering investment and corporate banking, treasury services, market risk management, institutional investing and research.

The organization is a member of the BMO Financial Group (NYSE, TSX: BMO), which was founded 1817 as Bank of Montreal, Canada’s first bank.

*Numbers represent BMO Financial Group U.S. and may include assets/employees operating under the BMO names.

**As of July 31, 2005

News Highlights
Harris™ Consolidates Illinois Banking Charters.  For more news highlights, click here.