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Corporate Responsibility
  What's Inside

Customers

Photo of Customers

Exceeding Customers' Expectations

At BMO, we understand that our customers want us to provide the products and services
they need to help make their finances less complex and realize their financial goals. To
meet these expectations, we are committed to providing understandable information,
meaningful choices and clear, relevant advice from financial experts. Whether it’s a student
just beginning his or her adult life, a young family buying a first home or an entrepreneur
intent on growing her business, we are committed to exceeding customers’ expectations.
It makes sense – for our customers and our business.


Our Progress

2007 Priorities 2008 Progress
Provide affordable banking to Canadians of all income levels.
  • BMO continues to offer affordable banking
    plans.

Offer free banking to qualifying students,
youths, young adults, seniors and
community groups.
  • We provided a total of 1,393,000 customers
    (1,333,000 individuals and 60,000 community
    groups) with free banking services, an increase from 1,349,000 in 2007.

Work with Aboriginal peoples to increase
access to financial services in Aboriginal
communities.
  • The total amount of business we are doing
    with Aboriginal peoples, businesses and
    communities has grown to more than
    $1.4 billion. The number of First Nations
    participating in our On-Reserve Housing
    Loan Program has grown to 36.

Provide products and services that are
accessible and meet the needs of our
customers from diverse communities.
  • BMO continues to improve the accessibility
    of our products and services in an increasingly
    diverse marketplace and through the
    different phases of the credit cycle.

Provide our customers with excellent service.
  • Helping our customers make sense of their
    financial affairs and realize their financial
    goals remains our top priority.

Develop new products and services to help our customers attain their financial goals.
  • BMO introduced new services to assist
    students and first-time homebuyers.

Introduce innovative products and services to meet the needs of our small and medium-sized business partners.
  • We continue to focus on providing small and
    medium-sized businesses with the tools and
    resources they need to succeed.

Respond to the needs of our business
customers in times of crisis.
  • BMO consistently responded to the needs
    of its customers, for example: we hosted
    a symposium to help Toronto’s Chinese
    business community deal with the global
    financial crisis.