Established in 1817 as Bank of Montreal, BMO Financial Group (TSX, NYSE: BMO) is a highly diversified financial services organization. With total assets of $388 billion as of October 31, 2009, and more than 36,000 employees, BMO provides a broad range of retail banking, wealth management and investment banking products and solutions.

We serve Canadian clients through BMO Bank of Montreal^®, our personal and commercial banking business, BMO Nesbitt Burns^®*, one of Canada’s leading wealth management firms, and BMO Capital Markets^TM, our North American investment and corporate banking division.

In the United States, clients are served through Harris, a major U.S. Midwest financial services organization with a network of community banks in the Chicago area and wealth management offices across the United States, as well as BMO Capital Markets^TM, our North American investment and corporate banking division.

We help our customers make money make sense by delivering the broadest range of financial services through a single point of contact. Our financial service professionals provide access to any services our customers require across the entire enterprise.

BMO Financial Group is made up of three operating groups:

• Personal and Commercial Banking (P&C)
• Private Client Group (PCG)
• BMO Capital Markets