News Releases

Harris Raises Prime Lending Rate to 4.5 Percent

CHICAGO, August 10, 2004 – Harris, its 27 Chicagoland community banks and The Harris Bank N.A. announced that they are raising their prime lending rate to 4.5 percent from 4.25 percent, effective August 10, 2004.

Harris, Harris Private Bank and Harris Nesbitt are trade names used by various financial service providers in the BMO Financial Group, a marketing name used by Bank of Montreal. Banking products and services are provided by Harris Trust and Savings Bank and its bank affiliates. Members FDIC. Insurance and annuities are offered through Harris Bancorp Insurance Services, Inc (HBIS). Securities are provided by Harris Nesbitt Corp (HNC), a registered broker dealer, member NYSE, NASD and SIPC and Harrisdirect LLC (Hd), a registered broker dealer, member NASD and SIPC. HBIS, HNC and Hd are wholly owned subsidiaries of Harris Financial Corporation. Products offered by HBIS, HNC and Hd are Not Insured by the FDIC or any Federal Government Agency, Not a Deposit of or Guaranteed by Any Bank or Bank Affiliate, May Lose Value. The purchase of insurance or an annuity is not a condition on any bank loan or service. Financial planning and investment advisory services are provided by Sullivan, Bruyette, Speros & Blaney, Inc. ,an SEC registered investment advisor. Family office services are provided by Harris myCFO, Inc. Investment advisory services are also offered by Harris myCFO Investment Advisory Services LLC, an SEC registered investment advisor and a wholly-owned subsidiary of Harris myCFO, Inc. Not all products and services are offered in every state and/or location.

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