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Corporate Information
  Corporate Information
FAQs
 
 General
 Common Shares
 Shareholder Information
 Financial Information


General
 When does your fiscal year end?
 When do you announce your financial results?
 Where can I view BMO Financial Group's latest quarterly financial results?
 Where can I review the Bank's news releases?
 Where can I find investor presentations and speeches?
 How do I access the Bank's regulatory filings?
 Where can I view senior executives' bios?
 What are the Bank's current credit ratings?
 Who is the Bank's independent auditor?
 Where can I find employment information at BMO Financial Group?
 Where can I obtain additional information about BMO Financial Group?
 When is the Bank's quiet period?


Common Shares
 Where can I obtain current share price information?
 When was the Bank's last stock dividend?


Shareholder Information
 How is the $0.50 premium paid to shareholders for the redeemed Class B Preferred Shares Series 3 treated for tax purposes?
 What is the Bank's share dividend history?
 When are dividends scheduled to be paid in 2007?
 How do I contact the Bank's transfer agent?
 How do I change my address and other information, or obtain information on my registered shareholdings?


Financial Information
 What is BMO Financial Group's Q1 2004 performance based compensation?
 Susan Cohen, Dundee Securities during Q3 2004 Earnings Conference Call: Could you give us an update on the Investment Banking Pipeline?
 Where is the gain/loss on loan sales recorded?


General
 

When does your fiscal year end?

Bank of Montreal's fiscal year end is October 31.

  
 

When do you announce your financial results?

For fiscal 2007, we are scheduled to announce our financial results on the following dates:

Q1 - March 1, 2007
Q2 - May 23, 2007
Q3 - August 28, 2007
Q4 - November 27, 2007

  
 

Where can I view BMO Financial Group's latest quarterly financial results?

Click to view the Bank's latest quarterly earnings results.

  
 

Where can I review the Bank's news releases?

Click to view both  current and archived news releases.

  
 

Where can I find investor presentations and speeches?

Click to view upcoming and archived investor speeches, presentations and events.  Click here to access the other corporate speeches found on the corporate information site.

  
 

How do I access the Bank's regulatory filings?

Click SEDAR Filings to access the Bank's corporate profile page on the SEDAR website. At the bottom of this page, click "View This Public Company's Documents" for a complete list of the Bank's Canadian regulatory filings.

  
 

Where can I view senior executives' bios?

Click here for executive bios.

  
 

What are the Bank's current credit ratings?

Dominion Bond Rating Service (last affirmed March 2006)

Rating

Outlook

Stable

Short-Term Deposits

R-1 (mid)

Long-Term Bank Deposits and Senior Unsecured Debt

AA (low)

Subordinated Debentures

A (high)

Capital Trust Securities

A-yn

Preferred Shares - Cumulative

Pfd-1 (low)

Preferred Shares - Non-Cumulative

Pfd-1 (low) n

Fitch IBCA (last affirmed August 2004)

Rating

Short-Term

F1+

Long-Term

AA-

Moody's Investors Service (last affirmed March 2006)

Rating

Outlook

Stable

Bank Deposits - Short-Term

Aa3/P-1

Long Term Bank Deposits and Senior Unsecured Debt

Aa3

Long-Term Debt - Subordinated

A1

Commercial Paper / Other Short-Term

P-1

Financial Strength

B

Standard and Poor's (last affirmed December 2005)

Rating

Outlook

Stable

Short-Term Bank Deposits (CDs)

A-1+

Long-Term Bank Deposits (CDs)

AA-

Counterparty - Short-Term

A-1+

Counterparty - Long-Term

AA-

Long-Term Senior Debt

AA-

Subordinated Debentures

A+

Commercial Paper (based on Global Scale Rating)

A-1+

  
 

Who is the Bank's independent auditor?

KPMG LLP have been appointed as auditor of the Bank for the 2006 fiscal year.

  
 

Where can I find employment information at BMO Financial Group?

Click to access the Bank's careers web site.

  
 

Where can I obtain additional information about BMO Financial Group?

Click here to order an information package on the Bank. 

  
 

When is the Bank's quiet period?

The Bank observes a quiet period commencing one week before the end of each quarter. It lasts until a news release is issued to disclose results for the quarter just ended. During the quiet period, the Bank does not initiate any meetings with the investor community, but we do respond to unsolicited inquiries concerning publicly disclosed or non-material matters.

If during the quiet period, the Bank is invited to participate in investor community meetings or conferences, the Head of Investor Relations determines if it is advisable to accept these invitations. If accepted, we exercise extreme caution to avoid selective disclosure of any material, non-public information and any discussion of earnings and current quarter performance.

  


Common Shares
 

Where can I obtain current share price information?

Click to access our stock quote section for Bank of Montreal's share price (20 minute delay) and our share price history and charting feature.

  
 

When was the Bank's last stock dividend?

On January 23, 2001 the Bank's board of directors declared a 100 per cent stock dividend, effectively achieving a two-for-one split of the Bank's common shares and making the shares more accessible for retail investors.  For further history of the Bank of Montreal's common shares, please click here.

  


Shareholder Information
 

How is the $0.50 premium paid to shareholders for the redeemed Class B Preferred Shares Series 3 treated for tax purposes?

The $0.50 per share premium will be paid as a dividend to holders of the Series 3 Preferred Shares for Canadian income tax purposes. Please contact your personal tax advisor for further information.

  
 

What is the Bank's share dividend history?

See the section on dividends found under Shareholder Information.

  
 

When are dividends scheduled to be paid in 2007?

Click to review the 2007 dividend payments schedule.

  
 

How do I contact the Bank's transfer agent?

Computershare Trust Company of Canada
100 University Avenue, 9th Floor
Toronto, ON M5J 2Y1

Tel:

1-800-340-5021 (Canada and U.S.)

514-982-7800 (International)

Fax:

416-263-9394 or 1-800-453-0330

Email:

service@computershare.com


  
 

How do I change my address and other information, or obtain information on my registered shareholdings?

Please contact the Bank's transfer agent as outlined above. 

For all other shareholder enquiries, please contact:

Bank of Montreal
Corporate Secretary's Department
1 First Canadian Place, 21st Floor
Toronto, ON   M5X 1A1

 Tel:  416-867-6785
 Fax:  416-867-6793
 Email:   corp.secretary@bmo.com
  


Financial Information
 

What is BMO Financial Group's Q1 2004 performance based compensation?

$341 million

  
 

Susan Cohen, Dundee Securities during Q3 2004 Earnings Conference Call: Could you give us an update on the Investment Banking Pipeline?

Yvan Bourdeau, President and COO, BMO Nesbitt Burns: The Pipeline is reasonable and similar to last quarter particularly in the M&A and advisory fee business. However both the debt and equity origination pipeline has slowed down somewhat since the second half of the third quarter. It is difficult to assess at this point in time whether market conditions will improve sufficiently in Q4 to bring the debt and equity origination pipeline to a similar level as in Q2.

  
 

Where is the gain/loss on loan sales recorded?

The difference between loan value (face amount less allowance) and proceeds goes through the income statement. It is recorded in the Provision for Credit Losses if the gain or loss relates to credit, which is typically the case. It is recorded in Other Non-Interest Revenue if the gain or loss relates to other market factors, usually changes in interest rates. In Q3 2004, the $9MM gain was recorded in the PCL line.